Buy. Refinance. Renovate. Unlock equity.
The mortgage platform for non-resident owners of Croatian property. Launching in 2027.
Thank you. You are on the waitlist, we will be in touch at launch.
If you would like us to come to you personally before we open, tell us a little about your property.
If you would like us to come to you with something specific rather than generic, tell us a little about your business.
Join the waitlist
Be first in line when Altiva Wealth launches.
Step 1 of 5
Thank you. You are on the priority list, and we will come to you personally before we open.
Move to the front of the list
Tell us about your property. It puts you ahead of the general list, and it lets us come to you with something specific rather than generic. Every question here is optional.
Tell us about your practice. It moves your firm to the top of the partnership queue, and it lets us come to you with something specific rather than generic. Every question here is optional.
Tell us about your projects. It moves you to the top of the developer partnership queue, and it lets us come to you with something specific rather than generic. Every question here is optional.
Step 1 of 6
Finance your Croatian property from home.
Altiva Wealth is being built to bring the process online for owners and buyers living abroad. A dedicated credit concierge will guide you from prequalification to closing.
| The traditional process | Altiva Wealth |
|---|---|
| Wait weeks or months for a decision | Receive a prequalification decision in days |
| Visit a branch multiple times in Croatia | Apply online from home |
| Arrange translations and notarization of all your financial documents | Submit documents online in your own language |
| Travel to Croatia for multiple rounds of signing | Sign from home, by electronic signature or power of attorney |
Over a hundred thousand owners hit the same financing barrier.
Local lending rules block you from borrowing against a property you already own. Altiva Wealth is building the financing process for owners living abroad.
- 130K+non-resident owners of built property
- 122countries they come from
| Country | Owners |
|---|---|
| Germany | 30,632 |
| Slovenia | 26,317 |
| Serbia | 15,094 |
| Austria | 10,523 |
| Bosnia & H. | 9,189 |
| USA | 6,898 |
| Italy | 6,450 |
| Australia | 5,282 |
Four things Altiva Wealth will finance.
We are starting in Croatia, and building Altiva Wealth from there for the rest of Europe.
Buy
Finance your purchase with income earned abroad, and no local guarantor.
Refinance
Replace your current mortgage with financing designed for owners abroad.
Renovate
Finance your new roof, interior upgrade, or full restoration.
Unlock equity
Access part of your property's value while keeping full ownership.
Three steps to early access.
- 01
Join the waitlist
Register for free in two minutes. It carries no obligation.
- 02
We launch
You are among the first to hear when Altiva Wealth launches for its first group of owners and buyers.
- 03
Get financing
Upload your documents. Sign electronically or by power of attorney.
Decades of real estate finance, now for owners and buyers abroad.
We have spent our careers financing property. Altiva Wealth is being built for the owners and buyers that experience kept pointing us back to: people with the income and the track record, but no lender set up to see it.
It is being built so you can apply from home, submit your documents in your own language, and use the accounts and credit history you already have.
Common questions.
Why can Altiva Wealth consider me after a local lender declines?
That gap is the reason we exist. Owners abroad are often refused, capped at a low amount, or asked for a local guarantor. It is rarely about whether you qualify. We are building Altiva Wealth to assess you as an international owner, using your foreign income, accounts, and home-country credit record, for a complete view of your financial position rather than a file that closes before anyone reads it.
What will the terms be, and when do you launch?
We are finalizing the terms of our first program for launch in 2027. Join the waitlist to hear the specifics, and to know the moment we launch.
Do I need to travel to Croatia?
In most cases, no. The process is designed around e-signature and power of attorney (POA), so steps that would traditionally require you to be in-country can be handled from home: branch appointments, notary signings, closing. Some situations may still call for a single in-person visit, but the goal is to eliminate the repeated trips that local lending typically requires.
Do you accept income and credit from abroad?
Yes. Altiva Wealth is being built around foreign income, foreign accounts, and your home-country credit record, the very things that get buyers rejected elsewhere.
Does joining cost anything or affect my credit?
No. Registering is free, carries no obligation, and does not affect your credit. Any credit assessment comes later, only if you choose to proceed.
Be first when Altiva Wealth launches.
Join the waitlist in two minutes and we will reach out the moment we launch.
Join the waitlist